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Refinancing Your Home

Apply Now

Firstrust can help you:

  • Shorten the term of your mortgage
  • Lower your monthly payment
  • Close with little out-of-pocket costs

FHA & VA Mortgages

FHA loans are federal insured loans with benefits like:

  • As little as 3.5% down payment on your first time home purchase
  • Less stringent qualification and credit requirements

 

VA loans are loans given to veterans, members of the military, or a surviving spouse of a veteran. VA loans offer:

  • Fast approval
  • Little to no downpayment
  • Low interest rates

Jumbo Loan

A jumbo loan may be your best option if you are looking for a larger home and need to finance between $510,400 - $1,500,000 and have 20% to put down. Jumbo loans offer:

  • Low rates
  • The choice between fixed and adjustable rates

 

Contact us to find out if this is your best option

Condo Mortgages

Looking to buy a condo? The rules for condos can be different than those for typical housing that do not have homeowner's associations. We have the expertise to guide you through this process with:

  • Fannie Mae standard loans
  • Special programs for condos that do not meet Fannie Mae requirements

 

Contact us to learn more.

PHFA Loans

PHFA loans are offered under a state program that seeks to provide mortgages to first time homebuyers in the state of Pennslyvania. The program has:

  • Specific income and purchase limits
  • No mortgage insurance options
  • Competitive interest rates and fewer fees
  • Possible down payment and closing cost assistance

 

Contact us to fund out if you could qualify.

Tandem Loans

A Tandem Loan is a unique program where two loans are taken out on one home. The secondary loan is usually added to the primary loan. This program affords the option of 90% financing without mortgage insurance.

Contact us to find out more about this program.


Disclosures

*Not everyone that applies will qualify for the rates shown above (ask about this  no rates shown). Rates shown above are based on an applicant FICO score of at least 720 for an owner-occupied home purchase with a loan amount of $200,000 and a loan-to-value ratio of no more than 75%. Rate locks do not exceed 60 days. Rates are subject to change at any time.

 

Mortgage loans are offered by Firstrust Bank, NMLS # 424205. All loans are subject to individual credit approval. Pre-qualification is not a commitment to lend.

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Copyright © 2024 Firstrust Bank. All rights reserved.

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